Introduction: The rapid advancement of technology has ushered in transformative changes across various aspects of our society. From discussions on the viability of Universal Basic Income (UBI) to the nuanced impact of Artificial Intelligence (AI) on job markets and its profound influence on the finance and banking sector, this essay explores the multifaceted nature of technological evolution. Universal Basic Income (UBI): In recent years, the concept of Universal Basic Income has gained traction as a potential solution to address economic inequalities and provide a safety net in an ever-changing job market. Defined as a regular income distributed by the government to all citizens, irrespective of other income sources, UBI prompts us to reconsider the traditional structures of social welfare. AI Takeover and Job Landscape: The rise of Artificial Intelligence has sparked debates about the future of work and the potential for automation to replace human jobs. While concerns about an AI ta
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